Massage Therapist Public Liability Insurance – Get it from WAFCP
Massage
Therapist Public Liability Insurance must be adaptable whether you work in a
spa, doctor's office, fitness centre, or hotel, or whether you travel to
customers' homes or offices. Fortunately, there are numerous types of insurance
coverage to choose from.
Massage Therapist Public Liability Insurance
policies are an excellent way to combine multiple types of coverage into a
single package. The primary reason for buying Professional insurance for
natural therapists is that it usually includes coverage for legal defence of
licensure and disciplinary actions taken against a massage therapist.
It's
important to note that, while many Allied Health Professional Insurance
policies for massage & natural therapists include this coverage by default,
others may not. When a professional Membership and Insurance action is
investigated, licence defence coverage pays the legal fees associated with
defending the massage therapist.
Holistic Health Care Coverage is usually available as
soon as the massage therapist receives written notice from a state agency that
an investigation is underway. Formal administrative hearings in front of an
administrative law judge will be covered as well.
Even
if you don't need it, you should get this coverage right away. Otherwise, the
problem will have arisen by the time you require it, and it will be too late.
When
selecting a Massage Therapist Public Liability Insurance plan, the therapist
should inquire about the amount of coverage provided for licensure and
disciplinary defence. Some professional liability insurers provide "wide
form" coverage, which may cover the massage therapist's legal defence in
almost any administrative action.
Other
companies limit coverage to only conduct that could result in the revocation of
a massage therapist's licence. Others, with the exception of professional
negligence lawsuits, provide no coverage at all.
The
massage therapist should also inquire whether or not he or she will be able to
select his or her own lawyer. Many insurance companies have discounted legal
services agreements with specific law firms.
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