Importance of professional Membership and Insurance

 

Maybe you own a massage clinic, and as a small business owner, you're wondering what kind of professional Membership and Insurance you need to cover your business and you.

Some states require you to retain professional Membership and Insurance as a condition of being licensed in that state. Some places of business require you to have evidence of liability insurance.

They can also require you to mention them as an additional Massage Liability Insurance for Professionals insured. Even if you're not expected to sustain this coverage, it's always a smart idea to protect yourself. If a client slips and falls in your office, you are at risk of being sued; you can find yourself responsible for their medical costs and missed wages; what happens if anyone has an adverse reaction to an oil or lotion? Even if we do our best to support our clients, and never knowingly do the wrong thing, if your job causes a client injury or aggravates a pre-existing injury, then you might be on the hook for a medical malpractice lawsuit. Even a minor occurrence could have cost you a lot.

If you don't have professional Massage Therapy Insurance Australia, you're taking a big risk. Just one claim could put your career in line, cause financial devastation, and ruin your reputation.

However, if you are covered by professional liability insurance, then if you are sued, your professional liability insurance provider would cover the fees, costs and even pay for your claims. Without this insurance, you could end up with a judgement against you and be responsible for the medical expenses of the injured parties, lost wages and legal fees.

In all cases, as an individual employee and as a therapist, the short response is: yes, you will need insurance. Massage therapists, like all health practitioners, have a major intrinsic obligation due to the essence of their work.