Massage Therapist Insurance Australia-Why Massage Therapist Need it?
When helping your clients unwind, rejuvenate and
relax, let us help you relax with the insurance of massage therapy. You'll get
several favourable offers from leading insurers with just a few clicks or a
single phone call. Choose your desired massage therapist insurance Australia policy
and you will be completely protected, so you can continue to run your company
without any worries.
You must be a registered provider with the fund to
allow your clients to receive a refund from their health fund. Most health
funds require massage therapist insurance Australia providers to have an
existing Professional Indemnity Insurance policy with a cover value of at least
$1 million. Your clients trust their expertise and knowledge to treat a variety
of ailments as well as to promote their general health. Like any health care
provider, it's an unpleasant fact that massage therapists are vulnerable to the
risks of making a mistake or offering incorrect advice, leaving you exposed to
negligence lawsuits.
Getting a license in massage therapy Australia can be very helpful. A claim for
compensation brought against you could potentially damage your company, not to
mention destroy your reputation. Professional Compensation Insurance can
protect you from damages suffered by a third party due to alleged or proven
negligence or errors in your professional services or advice. The related
liability owed to a third party would be covered by your Professional Indemnity
Insurance along with your prosecution costs (which could include legal expenses,
investigation expenses and consultant fees).
Whether you are working from your own practice or
visiting your clients elsewhere, you always work closely with them, making
public liability insurance an important form of cover. Professional Indemnity insurance for natural therapist is designed to protect you and your
business in the event that a customer, supplier or member of the public is
injured or causes property damage due to your negligent business activities.
In your job as a massage therapist or as an
alternative medical therapist, drops, trips and falls can be induced (think of
the puddle of oil on the floor you failed to clean). Getting the right
guarantee on public responsibility gives you peace of mind and financial
security.
An ancient skin scraping massage was performed by a
massage therapist on a client which involved a repetitive rubbing of an ox horn
on their back. The treatment was incorrectly applied which resulted in bruising
of the client to several sections of their back, as well as muscle damage.
The client lodged a lawsuit against the massage
therapist in spite of the sustained injuries. The client was paid $10,000 in
compensation following inquiries including for continued medical care and loss
of income. Luckily, the doctor had Medical Indemnity Insurance to pay out the
bill!
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